Veterinary Care on a Budget

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Owning a pet is a blessing. You can’t put a price on companionship, but you can put a price tag on veterinary care. Most of us don’t plan for anything more than a yearly vet visit and this can quickly become a problem. For those of us with multiple pets, the costs can skyrocket overnight, literally. This is why it is crucial to know what options are available to you before your pet needs them! My Veterinary Care on a Budget tips will help you save money while giving your pet the best care possible!

Low to No-Cost Pet Services – There are many pet organizations that offer low to no-cost veterinary services. You will need to check out your local options and many times, traveling to a city that has such a program will be worth it as well. I personally use to volunteer with a low-cost spay/neuter program and for many, it was completely free. The big issue was getting people to know that these programs existed! I would recommend contacting your local SPCA if you are unable to find a program locally. They can point you in the right direction.

Pet Insurance – The beauty of pet insurance is that you can pay a monthly premium, which is usually pretty low and have some peace of mind if your pet is needing to be seen by a veterinarian. You can usually snag a discount for adding multiple pets. Make sure to check around as there are many pet insurance carriers available!

Veterinarian Payment Options – Many veterinary offices offer payment plans. These usually come up when a lengthy care plan is established. This allows you to get the care your pet needs immediately, while budgeting out the cost. Many will also allow you to pay a certain percentage of the cost of the service and bill you monthly for the rest. The best thing you can do in this case is talk with your vet about what options are available. Most will work with you for the sake of your pet.

Multiple Pet Discounts – When seeking veterinary services, many vets will cut down the cost of a visit, shots, etc. if you are bringing in multiple pets to be seen. With a vet visit alone costing anywhere from $45 and up, a discount can really start to add up.

Consider a Loan – Pet care costs add up super fast. If you need the money stat, you may want to consider a cash loan. Loans available start at $250 and up. You can apply online and can be approved same day. I recommend doing your very best to check out the options above prior to applying for a loan. That way you only borrow what your pet needs after hopefully saving some money at the same time.

Disclosure: This post is sponsored by Loan & Go. All opinions are honest and that of My 3 Little Kittens.


  1. It’s important to do all we can for our furbabies. 🐾🐾🐾🐾

  2. kathy downey says:

    Thanks for sharing,pet care can be very expensive we need to know all the options available.

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